Economy
Credit Utilization on the Rise
Credit Utilization on the Rise
Credit utilization remains historically low, but is on the rise.... Read More
Tag Archives: Economy
Economy
Breaking Down Household Debt by Age Group
Breaking Down Household Debt by Age Group
People under 30 and over 70 hold a relatively small amount of debt compared to other age groups.... Read More
Economy
Third Party Collections
Third Party Collections
The average third party collection totaled $1316 in the first quarter.... Read More
Economy
Household Debt Delinquency Status
Household Debt Delinquency Status
Household debt broken down by delinquency status... Read More
Economy
Credit Card Debt 10% Above Pre-Pandemic Levels
Credit Card Debt 10% Above Pre-Pandemic Levels
Credit card debt is now 10% higher than it was pre-pandemic.... Read More
Economy
Mortgage Origination by Credit Score
Mortgage Origination by Credit Score
Mortgage originations slowed markedly for the seventh quarter in a row.... Read More
Economy
Weaker Loan Demand & Tighter Lending Standards
Weaker Loan Demand & Tighter Lending Standards
The Fed's Q1 Senior Loan Officer Opinion Survey paints a picture of a banking industry that is seeing lower demand for loans, tightening lending standards, and increasing spreads on loans.... Read More
Economy
Debt to GDP Ratios Across the Globe
Debt to GDP Ratios Across the Globe
Posted By Greg Blaha
Pandemic-related stimulus measures created higher debt to GDP ratios around the world.... Read More
Economy
De-Globalizing the World Economy
De-Globalizing the World Economy
Posted By Alex Malitas
The Covid-19 pandemic highlighted global interdependence, pushing world leaders to bolster domestic production, resources, and investment. This de-globalization push has been underway since the Great Financial Crisis.... Read More
Economy
Why Is M2 Shrinking?
Why Is M2 Shrinking?
Posted By Jim Bianco
The wide spread between bank deposit rates and market rates is causing depositors to make the rational decision to seek higher-yielding alternatives. Many of these alternatives fall outside the components of M2. Money is leaving these components and M2 is falling at its fastest pace in over 80 years.... Read More
Economy
The Highest & Lowest Tax Brackets in the U.S.
The Highest & Lowest Tax Brackets in the U.S.
Posted By Greg Blaha
A historical look at the highest and lowest tax brackets since 1913... Read More
Economy
The U.S. Government’s Sources of Income
The U.S. Government’s Sources of Income
Posted By Greg Blaha
How have the different forms of taxes funded the U.S. government throughout the years?... Read More
Economy
Which AGI Groups Provide the Most Income Tax Revenue?
Which AGI Groups Provide the Most Income Tax Revenue?
Posted By Greg Blaha
Those with an AGI under $100,000 account for roughly 15% of all income taxes collected in the U.S., while those with an AGI above $1 million account for roughly 33%.... Read More
Economy
Average Tax Rates After Credits & Deductions
Average Tax Rates After Credits & Deductions
Posted By Greg Blaha
The average taxpayer in the U.S. paid 14.12% on their adjusted gross income between 2001 and 2020.... Read More
Economy
State Income and Sales Taxes
State Income and Sales Taxes
Posted By Greg Blaha
A look at each state's income tax as well as sales tax rates... Read More
Economy
Taxes Across the Globe
Taxes Across the Globe
Posted By Greg Blaha
A comparison of taxes across the globe... Read More
Economy
Small Banks’ Role as Lenders
Small Banks’ Role as Lenders
Posted By Greg Blaha
Small banks provide a major portion of total bank loans in the U.S. If deposits continue to flee for larger banks, the economy could lose a significant source of funding.... Read More
Economy
Almost 68% of GDP Is Due to Personal Consumption
Almost 68% of GDP Is Due to Personal Consumption
Personal consumption continues to make up a larger portion of U.S. GDP as time progresses.... Read More
Economy
The Rising Cost of Servicing the Federal Debt
The Rising Cost of Servicing the Federal Debt
Posted By Greg Blaha
Federal debt held by the public is on pace to surpass 100% of GDP by the end of 2024. Much of this is due to rising carrying costs.... Read More
Economy
Updating the Market’s Outlook on the Debt Ceiling
Updating the Market’s Outlook on the Debt Ceiling
Posted By Alex Malitas
The U.S. government hit the debt ceiling on January 19, 2023. The Treasury enacted "extraordinary measures" to keep the government funded. While political theater amplifies fears around the debt ceiling, it is very unlikely Congress will allow the U.S. to default on its debt. ... Read More